I’ve discovered one of the passion in my life is to help develop the industry where I’ve spent most of my career in – Takaful.

I probably came into this industry by fate. While my late dad spent most of his career in life insurance, he didn’t plan to bring up any of his children to be in the industry. My one and only elder brother took up accountancy and I went to pursue and graduated with a degree in information technology.

Somehow fate brought us both into the insurance industry with my brother now in a deposit insurance regulatory body and myself helping set up my third family takaful operator.

The industry has grown tremendously over the past decades but there is so much more that needs to be done for it to reach where it is meant to be. And as any other good things and intentions in this world, the journey to improve and grow comes with many challenges, both from internal and external forces.

I hope to continue to lend my hand to help grow and develop this industry I love, in line with my religious obligation as a Muslim. This section will be where I’ll share some of the pieces I’ve written or talked on takaful as part of this journey.

Hopefully the small things I try to do to help makes a difference, if not for the big steps even for the smaller ones.

Articles & Interviews

Embracing LIFE Framework: Accelerating Evolution of Family Takaful Industry
MII’s Insurance | Issue #40 | October to December 2017

Download It Here

Transforming the Takaful industry: Stepping up the game
Islamic Finance News | Volume #16 Issue #24 | 19 June 2019

Download It Here

Digital Platforms for Better Grasp
@Halal | July-August 2020

Digital at its Core: FWD Takaful to roll out new online products
IFN Fintech | 16 October 2020

Download It Here

Getting Insured, One Device Away
The Future, Today | 28 October 2020

Download It Here

Road To Inclusive Takaful
CIIF’s The Risalah | December 2020 | Edition November 2020

Download It Here


Talk and other videos captured/recorded. There were many without recording – my apologies.

FWD Protect Direct Launch | FWD Takaful Berhad
10 October 2019

Food For Talk | Chartered Institute of Islamic Finance (CIIF) | COVID-19 & Takaful: Expect the Unexpected
5 May 2020

Food For Talk | Chartered Institute of Islamic Finance (CIIF) | COVID-19: Takaful For You (Extract)
5 May 2020

Talk Takaful | Institut Jantung Negara & Malaysian Takaful Association | How Does Takaful Work?
23 July 2020

Virtual Health Talk | Institut Jantung Negara & Malaysian Takaful Association | How Can Takaful Can Provide The Foundation To Help Protect Your Family’s Financials
20 October 2020

Affiliate D2C Channel | FWD Takaful Berhad
October 2020

Digital Financial Inclusion Challenge 2020 | Intro to FWD Kasih and Affiliate
November 2020

Digital Financial Inclusion Challenge 2020 | Microtakaful: The Problem Statement
November 2020

Digital Financial Inclusion Challenge 2020 | Can Takaful End Poverty?
12 December 2020

“Kecil-Kecil, Celik Duit” 
Episode 5: “Apakah risiko kewangan dan apa itu takaful?” 
(What are financial risks and what is takaful?)

8 January 2021

Assuring a Secure Future
16 January 2021

Takaful for B40 – Inclusive Takaful Everyone Deserves Protection | Virtual Takaful Rendezvous 2021
10 June 2021

Enhancing Financial Literacy and Financial Inclusion | International Conference for Islamic Financial Literacy (ICiLIF) 2021
8 July 2021

Introduction to Takaful for UnBound
May 2021

IF Innofest 2021: “VBiT: The New Value Proposition?”
3 November 2021

IF Innofest 2021

Digital Financial Inclusion Challenge 2021: Redefining Social Inclusion
3 December 2021

VBIT Webinar Series – Livin’ It Out: Fun(d) For Life
2 March 2022

Belajar Takaful & Insurans di Sekolah Rendah: Patut atau Tidak?
21 March 2022

Biz Malaysia – Ringgit Biz: Cakna Kewangan Anda
23 March 2022

Empowering Parents with Takaful
9 April 2022

Roundtable Discussion on Discussion Paper on Broader Application of Ta’awuni in Takaful
19 May 2022

The Inclusivity of Takaful Products Introduced by Takaful Operators | Takaful Conference 2022 | Universiti Sultan Azlan Shah (USAS) Takaful Academy
22 November 2022

Inclusive Takaful: Towards Protecting Financial and Social Wellbeing for Everyone | Islamic Business Management Conference 2022 | Institute of Shariah Governance and Islamic Finance (ISGaIF), Islamic Business School (IBS), Universiti Utara Malaysia (UUM)
24 November 2022

Candid Sharing on Takaful with IBS’s Risk Management & Takaful subject students | Islamic Business School (IBS), Universiti Utara Malaysia (UUM)
9 December 2022

Majlis Penutup Summer Camp Financial Literacy | Pusat Pengajian Islam, Universiti Utara Malaysia (UUM)
10 December 2022

Closing Speech | Digital Financial Inclusion Challenge (DFIC) 2022 | Dewan Muadzam Shah, Universiti Utara Malaysia (UUM)
11 December 2022

Trust the Process | Career Talk with Islamic Business School (IBS) Students | Perpustakaan Sultanah Bahiyah, Universiti Utara Malaysia (UUM)
11 December 2022

Career Panel Session | Hello Sintok Show | Streamed at UUM Today/UUM TV
19 December 2022

Speech at Fun(d) For Life documentary “Untold Stories of Dreams and Money” premiere | GSC Nu Sentral
10 March 2023

Fun(d) For Life documentary “Untold Stories of Dreams and Money” premiere TV News Coverage | RTM1
11 March 2023

Speech on Establishment of Social Takaful Fund | UUM’s Stakeholders Inaugural Appreciation | Intercontinental Hotel
16 March 2023

Keynote Speech | National Financial Wellbeing Summit (NFWS) 2023 | Asia Pacific University
20 March 2023

Inspirational Session | Enactus x FWD Takaful x GivingHub | University Nottingham Malaysia
20 March 2023

Closing Speech Fun(d) For Life Documentary Premiere | Arus Academy Office
1 March 2024